Optimize your current personal loan with CreditRocket's balance transfer program. Access lower interest rates starting from 8%* and reduce your monthly burden. Our partnerships with leading banks ensure a smooth transition with maximum savings.
Reduce your interest burden by up to 40%* through our banking partners.
Quick transfer process with minimal documentation requirements.
Option to get additional top-up loan along with balance transfer.
Get expert advice on balance transfers and fresh loans. No obligations, no hidden charges.
Our services are completely free for customers because we are compensated directly by banks and NBFCs through their Direct Selling Agent (DSA) program. Banks value our role in bringing quality customers and handling the entire loan process, making it a win-win situation for everyone involved.
As authorized partners of multiple banks, we have access to special DSA rates and offers not available through regular channels. Our high volume of business with banks gives us negotiating power to secure better terms for our clients. Additionally, we can compare offers from multiple banks simultaneously to find you the best possible rates.
Our process is simple:
1. Share your requirements and basic details
2. Our team collects and verifies all necessary documents
3. We approach multiple banks for the best offers
4. You select your preferred offer
5. We handle the paperwork until disbursement
Timeline varies by loan type, but we typically secure approvals within:
- Pre Approved loans: 1 working day
- Fresh Loans: 7-10 working days
- Balance Transfers: 5-7 working days
Absolutely. We follow strict data protection protocols and share your information only with banks where you approve the application. All our processes are compliant with regulatory guidelines and data protection laws.